Car accidents are one of the most common causes of personal injury claims in Texas. After a crash, your first priority should be safety—move to a safe location, call 911, and seek medical help. Once immediate concerns are addressed, document the scene by taking photos of all vehicles, the environment, and visible injuries, and collect contact and insurance information from everyone involved. It’s also helpful to get names and statements from witnesses if possible.
The claims process begins when you file a claim with the at-fault driver’s insurance company or your own policy, depending on fault and coverage. Texas is an at-fault state, so the driver who caused the accident is responsible for the damages. Proving fault can be complicated if there are disputes or limited evidence, making it important to contact a lawyer before giving recorded statements or signing releases. Insurance companies may pressure you to settle quickly or accept blame, so it’s wise to let a personal injury attorney negotiate on your behalf and guide you in gathering medical records, property repair estimates, and all documentation needed for your claim.